{
  "national": {
    "median_monthly_payment": 140.76,
    "mean_monthly_payment": 167.1,
    "median_debt": 13271.0,
    "mean_debt": 15754.74,
    "assumptions": {
      "interest_rate": 0.05,
      "repayment_period_years": 10
    }
  },
  "year": 2024
}