Panama City, Florida Colleges: Costs & Earnings (2026 stats)

Last updated: June 4, 2026 Source: College Scorecard

TL;DR

Colleges in Panama City, Florida: median public in-state tuition $2,370 (-57.0% vs national median) median graduate debt $7,147 (-46.1% vs U.S.) 4,387 students enrolled statewide.

Key Facts

  • Institutions in this profile: 2 campuses
  • Total college enrollment: 4,387 students
  • Median public in-state tuition: $2,370 (-57.0% vs U.S.)
  • Median net price: $6,904 (-30.8% vs U.S.)
  • Median student debt at graduation: $7,147 (-46.1% vs U.S. $13,271); regional median $14,456
  • Average completion rate (institutions in state): 43.5%

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Overview

Colleges and universities in Panama City serve students across Florida with associate, bachelor's, and graduate pathways. 2 reporting campuses in this city profile, with about 4,387 students enrolled in federal data, and median in-state tuition near $2,370. Tables below compare costs, completion, earnings, and standout institutions against Panama City, Florida and U.S. medians from the College Scorecard.

Panama City vs Florida & national benchmarks

Medians aggregate institution-level College Scorecard fields unless noted. Enrollment is total undergraduate headcount summed across reporting campuses.

State versus regional and national education metrics
Geography In-state tuition Net price Median debt Completion rate Enrollment
Panama City, Florida$2,370$6,904$7,14743.5%4,387
Florida (state median)$3,110$7,247$13,00053.0%855,761
United States$5,512$9,969$13,27150.3%14,468,221

Earnings & employment outcomes: Panama City, Florida vs benchmarks

Scorecard does not publish formal job-placement rates. We use the share of the 8-year cohort reported as working and not enrolled (working ÷ working + not working) as a federal employment-outcome proxy. 2-yr and 3-yr default rates are federal cohort default shares (0–1 scale). We show 2-yr default as the primary benchmark; 3-yr default appears only when enough campuses report non-suppressed values (otherwise —). 3-yr repayment progress is the share of completers making progress on loans after 3 years. Sample: bachelor's-predominant institutions with enrollment ≥ 200. Medians pool campus-level values.

Earnings and employment outcome benchmarks
Geography Median earnings (10 yr) Working & not enrolled (8 yr) Retention (FT yr 1) 2-yr default 3-yr default 3-yr repayment progress Debt ÷ earnings
Panama City, FloridaN/AN/AN/A——N/AN/A
Florida (state median)$49,23282.9%75.6%5.5%—65.3%0.41
United States$54,38488.0%76.4%5.0%—73.7%0.41

Other cities in Florida (3+ campuses)

Other cities in the same state with at least three reporting campuses.

Peer comparison table
City In-state tuition Net price Median debt Completion Enrollment Earnings (10 yr) Working (8 yr)
Panama City, Florida$2,370$6,904$7,14743.5%4,387N/AN/A
Orlando$17,408$18,176$13,09738.9%110,503$65,29583.1%
Miami$15,868$18,120$9,50054.8%107,556$55,96684.7%
Tampa$18,145$19,484$13,00048.9%74,134$40,09279.2%
Gainesville$5,128$15,692$15,00084.7%52,208$71,58888.7%
Gainesville$5,128$15,692$15,00084.7%52,208$71,58888.7%
Tallahassee$5,720$11,297$13,50053.3%51,736$53,01289.1%
Fort Lauderdale$25,056$22,838$24,14961.0%50,305$46,93380.6%
Jacksonville$15,733$21,981$13,00035.5%41,036$56,34387.1%
United States$5,512$9,969$13,27150.3%14,468,221$54,38488.0%

In-state tuition: Panama City, Florida vs benchmarks

Sticker price

Panama City, Florida median in-state tuition is $2,370, -57.0% vs the U.S. median.

Student debt: Panama City, Florida vs benchmarks

Borrowing

Median debt at graduation in Panama City, Florida is $7,147 (-46.1% vs U.S. median $13,271). Regional median: $14,456.

Analysis & insights

EDsmart Data aggregates institution-level College Scorecard data for this profile. Highlights below compare local medians to U.S. and regional benchmarks.

Costs & borrowing

Panama City, Florida median public in-state tuition is $2,370, about -57.0% vs the national median. Versus the Southeast region, tuition is -52.5%.

Median graduate debt is $7,147 (-46.1% below the U.S. median of $13,271). Low sticker prices do not always mean low borrowing—living costs, time-to-degree, and aid mix matter.

Completion & workforce context

Average institution-level completion rate across all sectors in Panama City, Florida is 43.5% (national institution average about 50.3%).

Frequently Asked Questions

How many colleges are in Panama City?

This city profile covers 2 campuses in Panama City, Florida with College Scorecard cost or outcomes data.

How much does college cost in Panama City?

Median in-state tuition in Panama City is $2,370 and median net price is $6,904. For Florida overall, medians are $3,110 and $7,247; U.S. medians are $5,512 and $9,969.

What do graduates earn in Panama City?

Median 10-year earnings for campuses in Panama City is N/A vs $49,232 for Florida and $54,384 nationally.

What is student debt like for Panama City colleges?

Median completer debt in Panama City is $7,147 vs $13,000 for Florida and $13,271 nationally.

Are there HBCUs, Hispanic-serving, tribal, or religious colleges in Panama City?

Among 2 College Scorecard campuses in Panama City, Florida, none are flagged as HBCUs or tribal colleges in IPEDS, and none meet our 25% Hispanic-enrollment HSI proxy or report a religious affiliation in IPEDS.

Sources & related