Saginaw, Michigan Colleges: Costs & Earnings (2026 stats)
Executive Summary (TL;DR)
Colleges in Saginaw, Michigan: median public in-state tuition $17,640 (+209.5% vs national median) median graduate debt $10,997 (-18.5% vs U.S.) 267 students enrolled statewide.
Overview
Colleges and universities in Saginaw serve students across Michigan with associate, bachelor's, and graduate pathways. 2 reporting campuses in this city profile, with about 267 students enrolled in federal data, and median in-state tuition near $17,640. Tables below compare costs, completion, earnings, and standout institutions against Saginaw, Michigan and U.S. medians from the College Scorecard.
Saginaw vs Michigan & national benchmarks
Medians aggregate institution-level College Scorecard fields unless noted. Enrollment is total undergraduate headcount summed across reporting campuses.
| Geography | In-state tuition | Net price | Median debt | Completion rate | Enrollment |
|---|---|---|---|---|---|
| Saginaw, Michigan | $17,640 | $25,919 | $10,997 | N/A | 267 |
| Michigan (state median) | $5,640 | $7,907 | $13,000 | 55.0% | 368,613 |
| United States | $5,700 | $9,912 | $13,500 | 49.3% | 14,465,291 |
Earnings & employment outcomes: Saginaw, Michigan vs benchmarks
Scorecard does not publish formal job-placement rates. We use the share of the 8-year cohort reported as working and not enrolled (working ÷ working + not working) as a federal employment-outcome proxy. 2-yr and 3-yr default rates are federal cohort default shares (0–1 scale). We show 2-yr default as the primary benchmark; 3-yr default appears only when enough campuses report non-suppressed values (otherwise —). 3-yr repayment progress is the share of completers making progress on loans after 3 years. Sample: bachelor's-predominant institutions with enrollment ≥ 200. Medians pool campus-level values.
| Geography | Median earnings (10 yr) | Working & not enrolled (8 yr) | Retention (FT yr 1) | 2-yr default | 3-yr default | 3-yr repayment progress | Debt ÷ earnings |
|---|---|---|---|---|---|---|---|
| Saginaw, Michigan | N/A | N/A | N/A | — | — | N/A | N/A |
| Michigan (state median) | $60,000 | 93.7% | 78.1% | 5.5% | — | 69.5% | 0.37 |
| United States | $59,401 | 93.0% | 76.4% | 5.0% | — | 73.8% | 0.36 |
Other cities in Michigan (3+ campuses)
Other cities in the same state with at least three reporting campuses.
| City | In-state tuition | Net price | Median debt | Completion | Enrollment | Earnings (10 yr) | Working (8 yr) |
|---|---|---|---|---|---|---|---|
| Saginaw, Michigan | $17,640 | $25,919 | $10,997 | N/A | 267 | N/A | N/A |
| Ann Arbor | $18,346 | $18,474 | $16,783 | 70.4% | 42,746 | $77,412 | 94.4% |
| East Lansing | $17,256 | $21,322 | $9,833 | 80.3% | 41,771 | $74,168 | 95.5% |
| Detroit | $22,165 | $14,614 | $14,909 | 57.6% | 27,730 | $59,525 | 91.1% |
| Grand Rapids | $25,562 | $19,575 | $19,500 | 62.3% | 20,279 | $52,964 | 92.7% |
| Kalamazoo | $15,954 | $13,902 | $24,851 | 66.5% | 18,714 | $62,297 | 94.3% |
| Dearborn | $9,946 | $4,090 | $16,206 | 38.7% | 14,595 | $66,897 | 90.7% |
| Warren | $14,654 | $21,546 | $8,996 | N/A | 14,113 | N/A | N/A |
| Rochester Hills | $23,343 | $14,958 | $22,750 | 49.9% | 13,143 | $57,147 | 93.0% |
| United States | $5,700 | $9,912 | $13,500 | 49.3% | 14,465,291 | $59,401 | 93.0% |
In-state tuition: Saginaw, Michigan vs benchmarks
Sticker price
Saginaw, Michigan median in-state tuition is $17,640, +209.5% vs the U.S. median.
Student debt: Saginaw, Michigan vs benchmarks
Borrowing
Median debt at graduation in Saginaw, Michigan is $10,997 (-18.5% vs U.S. median $13,500). Regional median: $14,568.
Analysis & insights
EDsmart Data aggregates institution-level College Scorecard data for this profile. Highlights below compare local medians to U.S. and regional benchmarks.
Costs & borrowing
Saginaw, Michigan median public in-state tuition is $17,640, about +209.5% vs the national median. Versus the Great Lakes region, tuition is +207.1%.
Median graduate debt is $10,997 (-18.5% below the U.S. median of $13,500). Low sticker prices do not always mean low borrowing—living costs, time-to-degree, and aid mix matter.
Frequently Asked Questions
How many colleges are in Saginaw?
This city profile covers 2 campuses in Saginaw, Michigan with College Scorecard cost or outcomes data.
How much does college cost in Saginaw?
Median in-state tuition in Saginaw is $17,640 and median net price is $25,919. For Michigan overall, medians are $5,640 and $7,907; U.S. medians are $5,700 and $9,912.
What do graduates earn in Saginaw?
Median 10-year earnings for campuses in Saginaw is N/A vs $60,000 for Michigan and $59,401 nationally.
What is student debt like for Saginaw colleges?
Median completer debt in Saginaw is $10,997 vs $13,000 for Michigan and $13,500 nationally.
Are there HBCUs, Hispanic-serving, tribal, or religious colleges in Saginaw?
Among 2 College Scorecard campuses in Saginaw, Michigan, none are flagged as HBCUs or tribal colleges in IPEDS, none report at least 25% Hispanic undergraduate enrollment, and none report a religious affiliation in IPEDS.
Sources & related
- Michigan college profile
- All college profiles
- National benchmarks
- U.S. Department of Education, College Scorecard
- Download: JSON