Credit Management Degrees (2026 stats)
TL;DR
Credit Management maps to BLS occupations averaging about $154,579, with roughly 1,269,070 workers nationwide in those roles. Median in-state published tuition is about $9,358; common paths include Database Administrators and Sales Managers.
Key Statistics
Credit Management: what the data shows
Common questions about credit management degrees, answered from IPEDS, College Scorecard, BLS OEWS, and O*NET in this repository—not program marketing copy.
What is a credit management degree?
A Credit Management program is classified under NCES CIP 52.0809 in the Finance and Financial Management Services field family (52.08).
A program that prepares individuals to perform and/or manage operations concerning personal and corporate credit, collateral, loan processing, and related financial agency communications. Includes instruction in general finance and banking principles, insurance, real estate, taxation, business law and regulations, quantitative methods, financial computer systems applications, database management, communications skills, business and office management, and professional standards and ethics
Types of credit management degrees and related programs
Other NCES program codes in the 52.08 family with pages on EDsmart Data:
- Banking and Financial Support Services (CIP 52.0803)
- Finance (CIP 52.0801)
- Financial Planning and Services (CIP 52.0804)
- Financial Risk Management (CIP 52.0810)
- International Finance (CIP 52.0806)
- Investments and Securities (CIP 52.0807)
- Public Finance (CIP 52.0808)
What degree do you need?
For Database Administrators (top mapped occupation), O*NET incumbent surveys in our career profile report these education credentials most often: Some college (29%), High School or Equivalent (27%), Bachelors Degree (22%).
O*NET education distributions describe incumbent workers, not minimum legal or employer requirements.
What jobs can you get with a credit management degree?
Our degree→occupation mapping links Credit Management to the BLS roles below. Employment is U.S. OEWS; median wage is national May 2024 where published in our extract.
| Occupation | U.S. employment | Median annual wage |
|---|---|---|
| Database Administrators | 73,180 | $104,620 |
| Sales Managers | 603,710 | $138,060 |
| Education Administrators, Kindergarten through Secondary | 319,630 | $104,070 |
| Education Administrators, Postsecondary | 176,420 | $103,960 |
| Public Relations Managers | 76,060 | $138,520 |
| Compensation and Benefits Managers | 20,070 | $140,360 |
See Careers & Jobs for mean wages and industry context.
Is a credit management degree worth it?
College Scorecard national medians for the Finance and Financial Management Services bachelor's program family: median debt $35,481, median earnings $83,343 four years after enrollment. Debt-to-earnings proxy: 0.66.
About 3.4% of graduates in this field family were not working and not enrolled one year after completion in Scorecard's national program medians.
Among schools reporting in our Scorecard extract, median published in-state tuition is $9,358 and median net price is $18,397.
We do not score "worth" on opinion—compare debt, earnings, wages for mapped occupations, and completion data above against your cost and career target.
Institutions
Information about the types of higher education institutions that grant degrees in Credit Management and the types of students that study this field.
Tuition Costs for Common Institutions
$9,358 Median In-State Public
$38,700 Median Out of State Private
Tuition costs for Credit Management majors are, on average, $9,358 for in-state public colleges, and $38,700 for out of state private colleges.
Tuition costs comparison for Credit Management programs.
Degrees Awarded Over Time
100,000 Total Degrees Awarded in 2023
This chart shows the number of degrees awarded in Credit Management from 2015 to 2023.
Historical trend of degrees awarded in Credit Management.
Top 5 Schools by Enrollment
| # | School | State | Enrollment |
|---|---|---|---|
| 1 | Southern New Hampshire University | NH | 163,164 |
| 2 | Southern New Hampshire University | NH | 163,164 |
| 3 | Southern New Hampshire University | NH | 163,164 |
| 4 | University of Phoenix-Arizona | AZ | 85,991 |
| 5 | University of Phoenix-Arizona | AZ | 85,991 |
Schools with the largest enrollment offering Credit Management programs.
Top 5 Most Affordable Tuition
| # | School | State | Tuition |
|---|---|---|---|
| 1 | Lake Tahoe Community College | CA | $1,131 |
| 2 | San Diego Miramar College | CA | $1,146 |
| 3 | San Diego Miramar College | CA | $1,146 |
| 4 | Imperial Valley College | CA | $1,148 |
| 5 | Southeast New Mexico College | NM | $1,176 |
Schools with the lowest tuition costs for Credit Management programs.
Top 5 Lowest Net Price
| # | School | State | Net Price |
|---|---|---|---|
| 1 | College of the Sequoias | CA | $480 |
| 2 | Wiregrass Georgia Technical College | GA | $614 |
| 3 | Imperial Valley College | CA | $1,115 |
| 4 | Texas A&M University-Central Texas | TX | $1,300 |
| 5 | Macomb Community College | MI | $1,618 |
Schools with the lowest average net price for Credit Management programs.
Graduation Rates
Graduation rate data is not available for this degree program.
Graduation/completion rates for Credit Management programs across institutions.
Related specializations
Other NCES program codes in the 52.08 CIP family with dedicated pages on EDsmart Data.
- Banking and Financial Support Services CIP 52.0803
- Finance CIP 52.0801
- Financial Planning and Services CIP 52.0804
- Financial Risk Management CIP 52.0810
- International Finance CIP 52.0806
- Investments and Securities CIP 52.0807
- Public Finance CIP 52.0808
Careers & Jobs
Occupations linked to this major in our degree→career mapping, with wages and employment from processed BLS career profiles in this repo.
Across these BLS occupations, employment-weighted mean pay is about $154,579. Figures are national OEWS estimates for the occupation—not earnings of Credit Management graduates alone.
Related occupations (BLS OEWS)
| Occupation | Mean annual wage | U.S. employment |
|---|---|---|
| Database Administrators | $122,296 | 73,180 |
| Sales Managers | $160,084 | 603,710 |
| Education Administrators, Kindergarten through Secondary | $150,347 | 319,630 |
| Education Administrators, Postsecondary | $141,801 | 176,420 |
| Public Relations Managers | $182,777 | 76,060 |
| Compensation and Benefits Managers | $179,559 | 20,070 |
Open each occupation for full career profile charts and industry breakdowns on EDsmart Data.
Program outcomes (College Scorecard)
National medians across bachelor's programs in the Finance and Financial Management Services CIP family (179 programs reporting debt). Not specific to every Credit Management graduate.
- $35,481 median federal loan debt among completers
- $83,343 median earnings four years after enrollment (national program median)
- 0.66 debt-to-earnings ratio (Scorecard proxy)
- 3.4% of graduates not working and not enrolled one year out (program cohort)
Source: College Scorecard program-level outcomes aggregated by 4-digit CIP family.
Employment
Wages and industry mix below use BLS OEWS data for occupations linked to this major in our mapping—not a graduate earnings survey.
Yearly Income for Common Jobs
$154,579 Average Wage in Workforce
The average salary for Credit Management majors is $154,579.
Average annual salaries of the most common occupations for Credit Management majors.
Occupations by Share
1,269,070 2023 Workforce
The number of Credit Management graduates in the workforce has been growing.
Various jobs filled by those with a major in Credit Management by share of the total number of graduates.
Diversity
Demographic information for those who earn a degree in Credit Management in the United States.
Workforce Age
N/A Average Age in 2023
This chart shows distribution of ages for employees with a degree in Credit Management.
Age distribution for Credit Management degree holders in the workforce.
Gender Distribution
4 Total Degrees Awarded
2 Male (50.00%)
2 Female (50.00%)
Gender distribution of Credit Management degree recipients.
Race and Ethnicity Distribution
4 White (100.00%)
Racial and ethnic distribution of Credit Management degree recipients.
Degrees Awarded
The most common degree types awarded to students graduating in Credit Management are Bachelors Degree, Masters Degree, and Associates Degree.
Distribution of degree types awarded in Credit Management.
Skills
Data on the critical and distinctive skills necessary for those working in the Credit Management field from the Bureau of Labor Statistics.
Required Skills
Credit Management majors need many skills, but most especially Critical Thinking, Active Listening, and Reading Comprehension.
Rating of how necessary various skills are for Credit Management majors.
Skills Bar Chart
This bar chart shows the same information as the radar chart, displaying the importance of each skill.
Skill importance ratings for Credit Management majors.
About
A program that prepares individuals to perform and/or manage operations concerning personal and corporate credit, collateral, loan processing, and related financial agency communications. Includes instruction in general finance and banking principles, insurance, real estate, taxation, business law and regulations, quantitative methods, financial computer systems applications, database management, communications skills, business and office management, and professional standards and ethics
In 2023, 100,000 degrees were awarded across all undergraduate and graduate programs in Credit Management.
CIP Code
52.0809 - Credit Management
What the data shows
At the program-family level, College Scorecard reports median debt of $35,481 for bachelor's completers and median earnings near $83,343, a debt-to-earnings ratio of 0.66. Those figures describe national program cohorts in this CIP family—not every individual Credit Management graduate.
Mapped BLS occupations show employment-weighted mean pay of about $154,579. The largest mapped role by headcount is Database Administrators (73,180 U.S. jobs in OEWS).
Published tuition medians in College Scorecard land at $9,358 in-state at public colleges and $38,700 at private institutions for programs in this field.
Data Sources
This page uses data from the following sources:
- College Scorecard - U.S. Department of Education
- Institutional characteristics, costs, completion rates, and earnings data
- Data years: 2015-2024
- Source: collegescorecard.ed.gov
- Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS)
- Employment and wage data by occupation
- Latest data: May 2024
- Source: bls.gov/oes
- O*NET Online - U.S. Department of Labor
- Occupational skills, knowledge, abilities, and work activities
- Database version: 28.0 (August 2023)
- Source: onetcenter.org
- IPEDS (Integrated Postsecondary Education Data System) - National Center for Education Statistics
- Institutional data, completions, enrollment, and financial aid
- Data years: 2015-2024
- Source: nces.ed.gov/ipeds
- Census Bureau American Community Survey (ACS)
- Demographic and workforce data
- Latest data: 2023 ACS 5-Year Estimates
- Source: census.gov/acs
Data Processing: All data has been processed, cleaned, and aggregated for presentation. Where specific data points are unavailable, estimates are based on available data and clearly marked.
Last Updated: Data reflects the most recent available information as of January 2025.
Methodology
Data for this profile is sourced from the U.S. Department of Education's College Scorecard dataset, IPEDS completion data, and Bureau of Labor Statistics employment data.
All financial figures are adjusted for inflation and represent the most recent available data. Employment and wage data are from the most recent Census Bureau ACS PUMS estimates.