Active Report Report ID: EDU-163462-2026

Mount St. Mary's University

Emmitsburg, MD 21727-7799

Acceptance rate73.81%Broad access
Tuition$48,630Published sticker
Avg. net price$22,655After aid
Graduation rate65.39%150% time
Median salary$64,07210yr post-entry

About Mount St. Mary's University

Mount St. Mary's University is a private research university in Emmitsburg, Maryland, enrolling about 1,768 students. Admission is moderately selective for first-time degree-seeking undergraduates reporting admissions data to the Education Department. The acceptance rate is about 73.81% in the latest College Scorecard admissions data.

Key findings

  • Mount St. Mary's University charges 66% above the national private non-profit median tuition ($48,630).
  • Versus the Maryland median, sticker tuition is about 4.7×.
  • Completion within 150% of normal time is 65.39%.
  • Median earnings 10 years after entry are $64,072.

Research findings

01

Finding

Average net price at Mount St. Mary's University is about 53% below published tuition.

Published tuition is $48,630; average net price is $22,655 in the latest Scorecard extract.

— Evidence from EDsmart Data analysis

Interpretation: Institutional aid and grants compress sticker price into a substantially lower typical undergraduate cost signal.

Limitation: Average net price masks variation by household income; income-band net prices can diverge sharply from the campus average.

02

Finding

Modeled return on investment at Mount St. Mary's University is strong.

Estimated ROI reaches about 607% using Scorecard cost and 10-year earnings fields in this extract.

— Evidence from EDsmart Data analysis

Interpretation: On this institution-wide model, typical graduate earnings over a decade substantially exceed estimated net education cost.

Limitation: ROI is institution-wide and not program-specific; individual outcomes vary by major, aid package, and labor market.

Cost benchmarks

Benchmark Median Tuition Median Net Price Count
Mount St. Mary's University$48,630$22,6551
Private Non-profit (national median)$29,3251,444
Maryland (state median)$10,410$10,55548
United States (national median)$11,900$17,156

Compares this campus to school-type, state, and locale medians plus a U.S. national median (College Scorecard–derived). Locale groups campuses by NCES locale type; state tuition is the median published tuition among campuses in that state.

Cost

Average net price is 53% below published tuition at Mount St. Mary's University

Source College Scorecard + EDsmart aggregatesMethod Sticker vs net; peer mediansUpdated 2026 extractCoverage Undergraduate (Title IV net price)Confidence Federal extract

Key findings

  • Mount St. Mary's University's average net price ($22,655) is 53% below published tuition ($48,630).
  • Mount St. Mary's University charges 66% above the national private non-profit median tuition ($48,630).
  • Versus the Maryland median, sticker tuition is about 4.7×.
Published sticker

Mount St. Mary's University tuition

Published undergraduate tuition $48,630

Finding Mount St. Mary's University charges 66% above the national private non-profit median tuition.

Evidence Published tuition is $48,630. That is 66% above the national private non-profit median ($29,325). Versus the Maryland median ($10,410), sticker tuition is about 4.7×. Versus the U.S. median ($11,900), sticker is about 4.1×.

Method Sticker tuition compared with Scorecard-derived medians by ownership, state, locale, and national rollups when available.

Interpretation Published tuition measures sticker price relative to private non-profit and geographic peers; it does not equal what undergraduates typically pay after aid.

Limitation Sticker comparisons omit room, board, and institutional aid; average net price and income-band net prices are the stronger signals of typical family cost.

Evidence: published tuition at Mount St. Mary's University versus school-type, state, locale, and U.S. medians.

Evidence: average net price at Mount St. Mary's University versus state, locale, and U.S. medians.

Average net price

What undergraduates typically pay

Finding Average net price at Mount St. Mary's University is $22,655.

Evidence College Scorecard average net price is $22,655 (cost of attendance minus average grant aid for aided undergraduates). That is about $12,100 above the Maryland median net price.

Method Average net price from College Scorecard; compared with state, locale, and U.S. medians from EDsmart aggregates.

Interpretation Average net price is a stronger institutional cost signal than published tuition because it incorporates grant aid.

Limitation The campus average masks large differences by household income; income-band net prices can diverge sharply from the overall average.

Key takeaway Mount St. Mary's University’s published tuition substantially overstates typical undergraduate cost: average net price is about 53% lower after grants and scholarships.

School guide

Mount St. Mary's University: research record

Canonical EDsmart Data findings for Mount St. Mary's University—costs, outcomes, admissions, and programs—with evidence and methodology notes.

Research findings

Interpretation

Completion, earnings, and net price together describe a campus where sticker price overstates typical undergraduate cost while outcomes remain at the high end of Scorecard distributions.

Financial profile

Annual tuition

$48,630

Avg. net price

$22,655

Net price by family income

Income bracketAvg. annual net price
$0–$30,000$11,603
$30,001–$48,000$20,067
$48,001–$75,000$21,942
$75,001–$110,000$27,170
$110,001+$31,330

Sticker tuition × four years (estimate, no room/board): $194,520. See cost investigation.

Student outcomes

First-year retention70.8%

Share of first-year students returning the following fall.

$48,915Median earnings (6 years after entry)

Graduation rate and 10-year earnings are in the hero strip above; see Graduates for more.

Admissions landscape

  • Broad access — most applicants are admitted.
  • Yield: 12% of admitted students enrolled.
  • Average SAT: 1176

See Admissions for the full funnel.

Is Mount St. Mary's University a good school?

Data-framed fit—not a prestige rating.

Mount St. Mary's University is a good school for those looking for strong completion and solid mid-career earnings—especially where average net price sits well below published tuition (about 53% lower in this extract).

EDsmart Data does not assign an opinion score; this framing summarizes the strongest Scorecard signals for this campus.

Earnings outcomes
Campus snapshot

More from the data

Location, control, enrollment, and aid context for Mount St. Mary's University.

Campus

Location

Emmitsburg, MD

City / state

ZIP
21727-7799

Control

Institution type

Private Non-profit

Control

Region
Mid East
Carnegie
Master's Colleges and Universities: Small Programs

Size

Enrollment

1,768

Total enrollment

Undergraduate
1,984
Graduate
578
Full-time share
95%

Student aid

Debt & aid

$25,391

Median federal loan debt

Pell grant share
31.13%
Cost detail

Total Cost, Aid & Default

Total Cost of Attendance

$90,620Estimated 4-year total cost
$22,655Average annual net price (after aid)
$194,5204-year tuition
$15,050Room & board (annual, on-campus estimate)
$950Books & supplies (annual estimate)
$64,630Estimated annual sticker (tuition + room/board + books)
$258,520Estimated 4-year sticker (before aid)

Tuition vs average net price after aid for Mount St. Mary's University.

Financial Aid by Income Level

31.13% Undergraduates receiving aid through grants
51.09% Undergraduates receiving aid through loans

Financial aid distribution by income level.

Student Loan Default Rate

0.00% 3-year cohort default rate (College Scorecard)

The published 3-year cohort default rate for borrowers at Mount St. Mary's University was 0.00%.

Cohort default rates account for borrowers who default in the first three years.

Multi-year tracker

Tuition tracker

Published tuition and average net price by reporting year come from the College Scorecard institution file. Values are not adjusted for inflation; missing cells mean the field was not reported or was suppressed for Mount St. Mary's University in that year.

Reporting years in the table below: 20132023 (Scorecard labels refer to the institutional submission cycle).

Year In-state tuition & fees Out-of-state tuition & fees Average net price
2013$34,644$34,644$26,589
2014$36,021$36,021$28,771
2015$37,500$37,500$29,049
2016$39,000$39,000$29,855
2017$40,550$40,550$28,495
2018$41,350$41,350$28,060
2019$42,590$42,590$27,954
2020$43,650$43,650$27,394
2021$44,750$44,750$24,131
2022$45,870$45,870$22,614
2023$47,240$47,240$24,987

Sticker tuition and net price over time

Where the institution reported separate in-state and out-of-state tuition, both appear. Gaps mean the value was not reported for that year.

College Scorecard reporting-year fields (not inflation-adjusted).

Net price by family income

Brackets follow Scorecard definitions for the series shown (public vs private institution).

Latest income-band net prices available in the processed extract.

Access

How difficult is it to get in?

Acceptance Rate

73.81%Acceptance rate
5,422Total applicants
3,896Students admitted
480First-time students enrolled
12.32%Yield (enrolled ÷ admitted)

This institution has a moderate acceptance rate, accepting most qualified applicants.

Applicants → admits → first-time enrollment from College Scorecard / IPEDS. Bar widths are scaled for readability at highly selective schools.

Test Scores

1176SAT average

Scores for enrollees who submitted tests (College Scorecard).

Academic Requirements

3.20Estimated median GPA
3.0–3.4Estimated GPA range

Estimated from admission selectivity and test scores. Scorecard does not publish admitted-student GPA for most institutions.

Estimated GPA band from selectivity and test scores — not an official requirement.

Student body

Enrollment & Student Demographics

Mount St. Mary's University reported total enrollment of about 1,768 students in the latest College Scorecard extract. The student body is about 50% male and 50% female. Enrollment by race and ethnicity includes White (47.1%), Black or African American (20.5%), and Hispanic or Latino (16.6%). About 31.13% of undergraduates receive Pell Grants. Roughly 23.3% of students are first-generation college students.

Full-Time vs Part-Time Enrollment

95.0% Full-Time Enrollment

The total enrollment at Mount St. Mary's University in 2024 is 1,768 students.

Undergraduate enrollment is about 1,984 students. Graduate enrollment is about 578 students.

Full-time vs part-time enrollment comparison.

Retention Rate over Time

70.8%
2024 Retention Rate

Retention rate measures the number of first-time students who began their studies the previous fall and returned to school the following fall.

Retention rate over time compared to similar institutions.

Enrollment by Race & Ethnicity

47.1%White or Caucasian
9Reported race/ethnicity groups

Largest share of total enrollment in our College Scorecard extract.

  • White or Caucasian47.1%
  • Black or African American20.5%
  • Hispanic or Latino16.6%
  • Two or More Races5.5%
  • Non-Resident Alien5.0%
  • Asian2.9%
  • Race/ethnicity unknown2.0%
  • Native Hawaiian or Other Pacific Islander0.2%
  • American Indian or Alaska Native0.1%

College Scorecard student demographics (total enrollment shares).

Outcomes

Do students complete their programs?

Time to Complete

62.48% 100% Completion Time

65.39% 150% Completion Time

In 2024, 62.48% of students graduating from Mount St. Mary's University completed their program within 100% "normal time".

Completion rates over time compared to similar institutions.

Completions by Sex (Top Programs)

  • Business/Commerce, General: 62% male / 38% female
  • Business Administration and Management, General: 54% male / 46% female
  • Criminology: 31% male / 69% female

IPEDS completions by sex for the five largest programs (aggregate CIPs excluded).

Completions by Race & Ethnicity

470White or Caucasian
7Reported groups

Largest group by summed IPEDS award counts across reported programs.

  • White or Caucasian470
  • Black or African American139
  • Hispanic or Latino99
  • Two or More Races37
  • Asian33
  • American Indian or Alaska Native2
  • Native Hawaiian or Other Pacific Islander2

Summed across program completion records in our extract.

Outcomes & academic profile

Mount St. Mary's University graduates earn a median of $64,072 ten years after entry

Source College ScorecardMethod Earnings + debt + net price modelsUpdated 2026 extractCoverage Institution-wideConfidence Federal extract

Finding Earnings, debt, and program mix define the financial profile of Mount St. Mary's University.

Evidence Median earnings 10 years after entry: $64,072. Median federal loan debt: $25,391. Average net price used in cost models: $22,655.

Method College Scorecard median earnings (10-year), median debt, and EDsmart ROI / payback models using campus net price.

Interpretation Institution-wide ROI and debt ratios summarize campus averages; program choice still drives individual outcomes.

Limitation Salary reflects median earnings ten years after entry; ROI is not program-specific.

Key takeaway Mount St. Mary's University graduates report median earnings of $64,072 ten years after entry—an institution-wide outcomes signal, not a program guarantee.

Return on Investment

607%Modeled return on investment
$25,391Median student debt
$64,072Median annual earnings (10 years)
39.63%Debt-to-earnings ratio
4.0 yearsEstimated payback period

Debt and 4-year net cost vs. cumulative 10-year median earnings for Mount St. Mary's University.

Top Programs by Completions

Largest 10 programs by IPEDS completions (45 reported codes; aggregate/unknown CIP buckets excluded).

  1. Criminology 49

IPEDS award counts for the largest programs at Mount St. Mary's University.

Employment Outcomes

$64,072Median earnings (10 years after entry)
$48,915Median earnings (6 years after entry)
$58,069Median earnings (8 years after entry)
86.03%Working & not enrolled (8-year cohort share)

Median earnings 6, 8, and 10 years after entry for Mount St. Mary's University graduates.

How financially powerful is this institution?

Finding: federal finance and Scorecard instructional fields for Mount St. Mary's University—endowment assets (fiscal year 2023), instructional staffing and expenditure. Compared with state, regional, and U.S. medians from EDsmart Data institutional financials.

Institutional endowment

$61M

End-of-year assets · Fiscal year 2023

Start of year: $59.2M

Year change: $1.8M

  • Maryland median 1.4× the median ($44.9M)
  • Mid East median 1.4× the median ($42.6M)
  • U.S. median 2.3× the median ($26.4M)

Per FTE: $24,903

  • Maryland median 1.9× the median ($13,247)
  • Mid East median 1.5× the median ($16,427)
  • U.S. median 2.1× the median ($12,100)

Instructional Resources

  • Full-time faculty share: 100.0%
    • Maryland median 50.0 pp above median (50.0%)
    • Mid East median 43.1 pp above median (56.9%)
    • U.S. median 42.0 pp above median (58.0%)
  • Average faculty salary (monthly): $7,399
    • Maryland median 0.84× the median ($8,806)
    • Mid East median 0.91× the median ($8,119)
    • U.S. median near the median ($7,615)
  • Instructional expenditure per FTE: $10,126
    • Maryland median near the median ($10,120)
    • Mid East median 1.1× the median ($9,164)
    • U.S. median 1.4× the median ($7,288)

Instructional metrics from College Scorecard. Peer medians are campus-level; see the institutional financials deep dive. Detailed non-instructional staff counts are not included here.

Mount St. Mary's University at a glance

Institution snapshot

Mount St. Mary's University

Emmitsburg, MD 21727-7799 · Private Non-profit · Mid East

Mount St. Mary's University is a private non-profit institution in Emmitsburg, MD, classified as Master's Colleges and Universities: Small Programs.

Tuition$48,630
Avg. net price$22,655
Enrollment1,768
Acceptance rate73.81%
Completion (150%)65.39%
Average SAT1176
Largest programs (IPEDS awards)
Business/Commerce, GeneralBusiness Administration and Management, GeneralCriminology
Largest enrollment groups
White or Caucasian47.1%
Black or African American20.5%
Hispanic or Latino16.6%
Nearby

Schools near Mount St. Mary's University

Other campuses in Emmitsburg, MD when available, plus nearby institutions in Maryland.

Peers

Similar schools

Peers matched by the same EDsmart outcomes grade (Grade C) within Maryland, then by similar ownership and admissions.

Frequently Asked Questions

Where is Mount St. Mary's University located?

Mount St. Mary's University is located in Emmitsburg, MD.

What is Mount St. Mary's University's acceptance rate?

The acceptance rate at Mount St. Mary's University is 73.8% among first-time degree-seeking students reporting admissions data. IPEDS reports 5,422 applicants and 3,896 admits in the latest admissions cycle in our extract.

What is Mount St. Mary's University's tuition?

Mount St. Mary's University tuition (published undergraduate sticker price) is $48,630 in the latest College Scorecard data. Average net price after grant aid is $22,655 for undergraduates receiving Title IV aid.

How much does Mount St. Mary's University cost?

Reported tuition is $48,630 and average net price is $22,655 in the latest College Scorecard data. On-campus room and board is estimated at $15,050 annually.

Why is Mount St. Mary's University's net price so much lower than tuition?

At Mount St. Mary's University, published tuition is $48,630 while average net price is $22,655—about 53% lower. Average net price subtracts grant and scholarship aid from cost of attendance for undergraduates receiving Title IV aid (College Scorecard). Institutional aid therefore compresses sticker price into a lower typical undergraduate cost signal. The campus average still masks large differences by household income; income-band net prices can diverge sharply from the overall average. EDsmart Data treats the sticker–net gap as an analytical finding, not advice about individual aid offers.

What explains Mount St. Mary's University's return on investment in EDsmart Data?

EDsmart Data models ROI using campus average net price ($22,655), completion (65.4% within 150% of normal time where reported), and median earnings ten years after entry ($64,072). High completion and strong mid-career earnings relative to net cost raise modeled ROI; the estimate is institution-wide and not program-specific. Debt-to-earnings ratios, when available, further contextualize borrowing pressure. Limitations include suppressed fields, program mix, and labor-market variation over time.

What is the student body demographics at Mount St. Mary's University?

Mount St. Mary's University reports undergraduate enrollment of about 1,984 students, White (47.1%), Black or African American (20.5%) in federal College Scorecard data.

How many first-generation students attend Mount St. Mary's University?

About 23.3% of students at Mount St. Mary's University are first-generation college students.

What test scores do students need for Mount St. Mary's University?

Among enrolled students who submitted scores, Mount St. Mary's University reports midpoint SAT about 1176.

What do graduates of Mount St. Mary's University earn?

Median earnings are $48,915 six years after entry and $64,072 ten years after entry.

What is the graduation rate at Mount St. Mary's University?

The 150%-time completion rate is 65.4% for the cohort reported to the College Scorecard.

How much debt do Mount St. Mary's University students have?

Median federal loan debt among completers is $25,391.

Data Sources

This page uses data from the following sources:

Data Processing: All data has been processed, cleaned, and aggregated for presentation. Where specific data points are unavailable, estimates are based on available data and clearly marked.

Last Updated: Data reflects the most recent available information as of January 2025.

Methodology & Data Scope

This profile uses institution-level fields from the U.S. Department of Education College Scorecard, merged with IPEDS directory attributes where needed for locale, ownership, and program completions.

Benchmark rows compare this campus to NCES locale-type medians (for example Suburban) from our processed location extract. Implied U.S. medians are derived from locale-vs-national percentage fields in that extract—not a separate national Scorecard table.