Saginaw Valley State University
University Center, MI 48710
About Saginaw Valley State University
Saginaw Valley State University is a public research university in University Center, Michigan, serving roughly 5,989 students. Admission is moderately selective for first-time degree-seeking undergraduates reporting admissions data to the Education Department. The acceptance rate is about 72.07% in the latest College Scorecard admissions data. Median earnings about ten years after entry reach about $51,955 among students who received federal aid.
Key findings
- Saginaw Valley State University charges about 2.3× the national public median tuition ($12,930).
- Versus the Michigan median, sticker tuition is 15% below.
- Completion within 150% of normal time is 48.25%.
- Median earnings 10 years after entry are $51,955.
Research findings
Finding
Modeled return on investment at Saginaw Valley State University is strong.
Estimated ROI reaches about 1105% using Scorecard cost and 10-year earnings fields in this extract.
Interpretation: On this institution-wide model, typical graduate earnings over a decade substantially exceed estimated net education cost.
Limitation: ROI is institution-wide and not program-specific; individual outcomes vary by major, aid package, and labor market.
Finding
Saginaw Valley State University awards credentials across a wide program mix.
IPEDS completions cover more than 77 distinct degree programs at this campus.
Interpretation: Institutional averages blend very different fields; program-level completions and earnings matter more than the campus mean alone.
Limitation: Completions counts are not enrollment demand and do not measure program quality.
Cost benchmarks
| Benchmark | Median Tuition | Median Net Price | Count |
|---|---|---|---|
| Saginaw Valley State University | $12,930 | $10,775 | 1 |
| Public (national median) | $5,512 | — | 1,688 |
| Michigan (state median) | $15,221 | $7,368 | 96 |
| Rural (locale median) | $14,160 | $18,700 | 1,649 |
| United States (national median) | $11,900 | $17,156 | — |
Compares this campus to school-type, state, and locale medians plus a U.S. national median (College Scorecard–derived). Locale groups campuses by NCES locale type; state tuition is the median published tuition among campuses in that state.
Average net price is 17% below published tuition at Saginaw Valley State University
Key findings
- Saginaw Valley State University's average net price ($10,775) is 17% below published tuition ($12,930).
- Saginaw Valley State University charges about 2.3× the national public median tuition ($12,930).
- Versus the Michigan median, sticker tuition is 15% below.
Saginaw Valley State University tuition
Published undergraduate tuition $12,930
Finding Saginaw Valley State University charges about 2.3× the national public median tuition.
Evidence Published tuition is $12,930. That is about 2.3× the national public median ($5,512). Versus the Michigan median ($15,221), sticker tuition is 15% below. Versus the U.S. median ($11,900), sticker is 9% above.
Method Sticker tuition compared with Scorecard-derived medians by ownership, state, locale, and national rollups when available.
Interpretation Published tuition measures sticker price relative to public and geographic peers; it does not equal what undergraduates typically pay after aid.
Limitation Sticker comparisons omit room, board, and institutional aid; average net price and income-band net prices are the stronger signals of typical family cost.
Evidence: published tuition at Saginaw Valley State University versus school-type, state, locale, and U.S. medians.
Evidence: average net price at Saginaw Valley State University versus state, locale, and U.S. medians.
What undergraduates typically pay
Finding Average net price at Saginaw Valley State University is $10,775.
Evidence College Scorecard average net price is $10,775 (cost of attendance minus average grant aid for aided undergraduates). That is about $3,407 above the Michigan median net price. Versus rural campuses, net price runs $7,925 below the locale median.
Method Average net price from College Scorecard; compared with state, locale, and U.S. medians from EDsmart aggregates.
Interpretation Average net price is a stronger institutional cost signal than published tuition because it incorporates grant aid.
Limitation The campus average masks large differences by household income; income-band net prices can diverge sharply from the overall average.
Key takeaway Saginaw Valley State University’s published tuition substantially overstates typical undergraduate cost: average net price is about 17% lower after grants and scholarships.
Saginaw Valley State University: research record
Canonical EDsmart Data findings for Saginaw Valley State University—costs, outcomes, admissions, and programs—with evidence and methodology notes.
Research findings
Interpretation
The combination of completion and 10-year earnings is a multidimensional outcomes signal; it does not measure educational quality by itself.
Financial profile
In-state tuition
$12,930
Out-of-state tuition
$30,450
Avg. net price
$10,775
Net price by family income
| Income bracket | Avg. annual net price |
|---|---|
| $0–$30,000 | $9,844 |
| $30,001–$48,000 | $19,711 |
| $48,001–$75,000 | $20,053 |
| $75,001–$110,000 | $18,879 |
| $110,001+ | $24,103 |
Sticker tuition × four years (estimate, no room/board): $51,720. See cost investigation.
Student outcomes
Share of first-year students returning the following fall.
Graduation rate and 10-year earnings are in the hero strip above; see Graduates for more.
What Saginaw Valley State University is known for
Top program completions
- Registered Nursing/Registered Nurse159
- Social Work109
- Teacher Education, Multiple Levels89
- Criminal Justice/Safety Studies69
- Psychology, General68
See earnings & programs for more.
Admissions landscape
- Broad access — most applicants are admitted.
- Yield: 17% of admitted students enrolled.
- Average SAT: 1052
- Midpoint ACT: 22
See Admissions for the full funnel.
Is Saginaw Valley State University a good school?
Data-framed fit—not a prestige rating.
Saginaw Valley State University is a good school for those looking for strong completion alongside solid mid-career earnings.
EDsmart Data does not assign an opinion score; this framing summarizes the strongest Scorecard signals for this campus.
More from the data
Location, control, enrollment, and aid context for Saginaw Valley State University.
Campus
Location
University Center, MI
City / state
- ZIP
- 48710
- NCES locale
- Rural distant
Compared with Rural campuses nationally, net price is about 0.6× the median for Rural campuses ($18,700 median).
Control
Institution type
Public
Control
- Region
- Great Lakes
- Carnegie
- Master's Colleges and Universities: Medium Programs
Size
Enrollment
5,989
Total enrollment
- Undergraduate
- 6,699
- Graduate
- 687
- Full-time share
- 88%
Student aid
Debt & aid
$25,000
Median federal loan debt
- Pell grant share
- 35.17%
Total Cost, Aid & Default
Total Cost of Attendance
Tuition vs average net price after aid for Saginaw Valley State University.
Financial Aid by Income Level
Financial aid distribution by income level.
Student Loan Default Rate
The published 3-year cohort default rate for borrowers at Saginaw Valley State University was 0.00%.
Cohort default rates account for borrowers who default in the first three years.
Tuition tracker
Published tuition and average net price by reporting year come from the College Scorecard institution file. Values are not adjusted for inflation; missing cells mean the field was not reported or was suppressed for Saginaw Valley State University in that year.
Reporting years in the table below: 2013–2023 (Scorecard labels refer to the institutional submission cycle).
| Year | In-state tuition & fees | Out-of-state tuition & fees | Average net price |
|---|---|---|---|
| 2013 | $8,423 | $19,776 | $14,049 |
| 2014 | $8,691 | $20,409 | $14,058 |
| 2015 | $8,968 | $21,061 | $14,579 |
| 2016 | $9,345 | $21,947 | $14,787 |
| 2017 | $9,819 | $23,063 | $14,729 |
| 2018 | $10,308 | $24,215 | $15,375 |
| 2019 | $10,814 | $25,401 | $14,248 |
| 2020 | $10,814 | $25,401 | $14,279 |
| 2021 | $11,130 | $26,144 | $15,335 |
| 2022 | $11,565 | $27,164 | $11,561 |
| 2023 | $12,240 | $28,752 | $14,582 |
Sticker tuition and net price over time
Where the institution reported separate in-state and out-of-state tuition, both appear. Gaps mean the value was not reported for that year.
College Scorecard reporting-year fields (not inflation-adjusted).
Net price by family income
Brackets follow Scorecard definitions for the series shown (public vs private institution).
Latest income-band net prices available in the processed extract.
How difficult is it to get in?
Acceptance Rate
This institution has a moderate acceptance rate, accepting most qualified applicants.
Applicants → admits → first-time enrollment from College Scorecard / IPEDS. Bar widths are scaled for readability at highly selective schools.
Test Scores
Average 1052 (middle 50% not reported)
Midpoint 22 (middle 50% not reported)
Scores for enrollees who submitted tests (College Scorecard).
Academic Requirements
Estimated from admission selectivity and test scores. Scorecard does not publish admitted-student GPA for most institutions.
Estimated range · median 3.20
Estimated GPA band from selectivity and test scores — not an official requirement.
Enrollment & Student Demographics
Saginaw Valley State University reported total enrollment of about 5,989 students in the latest College Scorecard extract. The student body is about 37% male and 63% female. Enrollment by race and ethnicity includes White (75.5%), Black or African American (8.5%), and Hispanic or Latino (6.0%). About 35.17% of undergraduates receive Pell Grants. Roughly 32.9% of students are first-generation college students.
Full-Time vs Part-Time Enrollment
88.1% Full-Time Enrollment
The total enrollment at Saginaw Valley State University in 2024 is 5,989 students.
Undergraduate enrollment is about 6,699 students. Graduate enrollment is about 687 students.
Full-time vs part-time enrollment comparison.
Retention Rate over Time
77.6%
2024 Retention Rate
Retention rate measures the number of first-time students who began their studies the previous fall and returned to school the following fall.
Retention rate over time compared to similar institutions.
Enrollment by Race & Ethnicity
Largest share of total enrollment in our College Scorecard extract.
College Scorecard student demographics (total enrollment shares).
Do students complete their programs?
Time to Complete
19.44% 100% Completion Time
48.25% 150% Completion Time
In 2024, 19.44% of students graduating from Saginaw Valley State University completed their program within 100% "normal time".
Completion rates over time compared to similar institutions.
Completions by Sex (Top Programs)
- Registered Nursing/Registered Nurse: 12% male / 88% female
- Social Work: 9% male / 91% female
- Teacher Education, Multiple Levels: 6% male / 94% female
IPEDS completions by sex for the five largest programs (aggregate CIPs excluded).
Completions by Race & Ethnicity
Largest group by summed IPEDS award counts across reported programs.
Summed across program completion records in our extract.
Saginaw Valley State University graduates earn a median of $51,955 ten years after entry
Finding Earnings, debt, and program mix define the financial profile of Saginaw Valley State University.
Evidence Median earnings 10 years after entry: $51,955. Median federal loan debt: $25,000. Average net price used in cost models: $10,775.
Method College Scorecard median earnings (10-year), median debt, and EDsmart ROI / payback models using campus net price.
Interpretation Institution-wide ROI and debt ratios summarize campus averages; program choice still drives individual outcomes.
Limitation Salary reflects median earnings ten years after entry; ROI is not program-specific.
Key takeaway Saginaw Valley State University graduates report median earnings of $51,955 ten years after entry—an institution-wide outcomes signal, not a program guarantee.
Return on Investment
Debt and 4-year net cost vs. cumulative 10-year median earnings for Saginaw Valley State University.
Top Programs by Completions
Largest 10 programs by IPEDS completions (77 reported codes; aggregate/unknown CIP buckets excluded).
IPEDS award counts for the largest programs at Saginaw Valley State University.
Employment Outcomes
Median earnings 6, 8, and 10 years after entry for Saginaw Valley State University graduates.
How financially powerful is this institution?
Finding: federal finance and Scorecard instructional fields for Saginaw Valley State University—endowment assets (fiscal year 2023), instructional staffing and expenditure. Compared with state, regional, and U.S. medians from EDsmart Data institutional financials.
Institutional endowment
$103.7M
End-of-year assets · Fiscal year 2023
- Michigan median 3.4× the median ($30.9M)
- Great Lakes median 3.3× the median ($31.8M)
- U.S. median 3.9× the median ($26.4M)
- Michigan median 1.3× the median ($13,320)
- Great Lakes median near the median ($16,690)
- U.S. median 1.4× the median ($12,100)
Instructional Resources
- Full-time faculty share: 42.4%
- Michigan median 21.7 pp below median (64.1%)
- Great Lakes median 15.7 pp below median (58.1%)
- U.S. median 15.6 pp below median (58.0%)
- Average faculty salary (monthly): $9,515
- Michigan median 1.1× the median ($8,917)
- Great Lakes median 1.2× the median ($8,046)
- U.S. median 1.2× the median ($7,615)
- Instructional expenditure per FTE: $9,060
- Michigan median 1.3× the median ($7,240)
- Great Lakes median 1.2× the median ($7,690)
- U.S. median 1.2× the median ($7,288)
Instructional metrics from College Scorecard. Peer medians are campus-level; see the institutional financials deep dive. Detailed non-instructional staff counts are not included here.
Saginaw Valley State University at a glance
Saginaw Valley State University
Saginaw Valley State University is a public institution in University Center, MI, classified as Master's Colleges and Universities: Medium Programs.
- Largest programs (IPEDS awards)
- Registered Nursing/Registered NurseSocial WorkTeacher Education, Multiple Levels
- Largest enrollment groups
- White or Caucasian75.5%Black or African American8.5%Hispanic or Latino6.0%
Schools near Saginaw Valley State University
Other campuses in University Center, MI when available, plus nearby institutions in Michigan.
Similar schools
Peers matched by the same EDsmart outcomes grade (Grade C-) within Michigan, then by similar ownership and admissions.
Frequently Asked Questions
Where is Saginaw Valley State University located?
Saginaw Valley State University is located in University Center, MI.
What is Saginaw Valley State University's acceptance rate?
The acceptance rate at Saginaw Valley State University is 72.1% among first-time degree-seeking students reporting admissions data. IPEDS reports 10,222 applicants and 7,450 admits in the latest admissions cycle in our extract.
What is Saginaw Valley State University's tuition?
Saginaw Valley State University tuition (published undergraduate sticker price) is $12,930 in the latest College Scorecard data. Average net price after grant aid is $10,775 for undergraduates receiving Title IV aid.
How much does Saginaw Valley State University cost?
Reported tuition is $12,930 and average net price is $10,775 in the latest College Scorecard data. On-campus room and board is estimated at $12,340 annually.
Why is Saginaw Valley State University's net price so much lower than tuition?
At Saginaw Valley State University, published tuition is $12,930 while average net price is $10,775—about 17% lower. Average net price subtracts grant and scholarship aid from cost of attendance for undergraduates receiving Title IV aid (College Scorecard). Institutional aid therefore compresses sticker price into a lower typical undergraduate cost signal. The campus average still masks large differences by household income; income-band net prices can diverge sharply from the overall average. EDsmart Data treats the sticker–net gap as an analytical finding, not advice about individual aid offers.
What explains Saginaw Valley State University's return on investment in EDsmart Data?
EDsmart Data models ROI using campus average net price ($10,775), completion (48.2% within 150% of normal time where reported), and median earnings ten years after entry ($51,955). High completion and strong mid-career earnings relative to net cost raise modeled ROI; the estimate is institution-wide and not program-specific. Debt-to-earnings ratios, when available, further contextualize borrowing pressure. Limitations include suppressed fields, program mix, and labor-market variation over time.
What is the student body demographics at Saginaw Valley State University?
Saginaw Valley State University reports undergraduate enrollment of about 6,699 students, White (75.5%), Black or African American (8.5%) in federal College Scorecard data.
How many first-generation students attend Saginaw Valley State University?
About 32.9% of students at Saginaw Valley State University are first-generation college students.
What test scores do students need for Saginaw Valley State University?
Among enrolled students who submitted scores, Saginaw Valley State University reports midpoint SAT about 1052 and midpoint ACT about 22.
What do graduates of Saginaw Valley State University earn?
Median earnings are $43,530 six years after entry and $51,955 ten years after entry.
What is the graduation rate at Saginaw Valley State University?
The 150%-time completion rate is 48.2% for the cohort reported to the College Scorecard.
How much debt do Saginaw Valley State University students have?
Median federal loan debt among completers is $25,000.
Data Sources
This page uses data from the following sources:
- College Scorecard - U.S. Department of Education
- Institutional characteristics, costs, completion rates, and earnings data
- Data years: 2015-2024
- Source: collegescorecard.ed.gov
- Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS)
- Employment and wage data by occupation
- Latest data: May 2024
- Source: bls.gov/oes
- O*NET Online - U.S. Department of Labor
- Occupational skills, knowledge, abilities, and work activities
- Database version: 28.0 (August 2023)
- Source: onetcenter.org
- IPEDS (Integrated Postsecondary Education Data System) - National Center for Education Statistics
- Institutional data, completions, enrollment, and financial aid
- Data years: 2015-2024
- Source: nces.ed.gov/ipeds
- Census Bureau American Community Survey (ACS)
- Demographic and workforce data
- Latest data: 2023 ACS 5-Year Estimates
- Source: census.gov/acs
- Related geography & profiles
Data Processing: All data has been processed, cleaned, and aggregated for presentation. Where specific data points are unavailable, estimates are based on available data and clearly marked.
Last Updated: Data reflects the most recent available information as of January 2025.
Methodology & Data Scope
This profile uses institution-level fields from the U.S. Department of Education College Scorecard, merged with IPEDS directory attributes where needed for locale, ownership, and program completions.
Benchmark rows compare this campus to NCES locale-type medians (for example Suburban) from our processed location extract. Implied U.S. medians are derived from locale-vs-national percentage fields in that extract—not a separate national Scorecard table.