Lowest federal student loan borrowing rate
Institutions with the lowest federal loan recipient share among undergraduates (Scorecard latest.aid.federal_loan_rate). Interpret with aid packaging and price context.
Method notes
- Underlying institution file: EDsmart Data processed College Scorecard extract merged to IPEDS 2023 directory for HBCU and Carnegie fields.
- ROI column matches the processed college_roi_rankings series in this site build; see College Scorecard ROI methodology.
- School profile links use generated slugs; not every campus has a published profile page yet—use the Scorecard site as fallback.
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Leaderboard
| Rank | Institution | State | Control | Enrollment | Primary metric | Also see |
|---|---|---|---|---|---|---|
| 1 | New Orleans Baptist Theological Seminary | LA | Private nonprofit | 865 | 0.0% | Pell 8.6% |
| 2 | University of the People | CA | Private nonprofit | 22,688 | 0.0% | Pell 0.0% |
| 3 | Principia College | IL | Private nonprofit | 339 | 0.0% | Pell 0.0% |
| 4 | Patrick Henry College | VA | Private nonprofit | 395 | 0.0% | Pell 0.0% |
| 5 | Yeshiva of Machzikai Hadas | NY | Private nonprofit | 515 | 0.0% | Pell 84.2% |
| 6 | The Southern Baptist Theological Seminary | KY | Private nonprofit | 848 | 0.0% | Pell 0.0% |
| 7 | Southeastern Baptist Theological Seminary | NC | Private nonprofit | 585 | 0.0% | Pell 18.9% |
| 8 | Yeshiva Kollel Tifereth Elizer | NY | Private nonprofit | 499 | 0.0% | Pell 93.3% |
| 9 | Minerva University | CA | Private nonprofit | 637 | 0.0% | Pell 0.0% |
| 10 | Washington University of Science and Technology | VA | Private for-profit | 400 | 0.0% | Pell 4.4% |
| 11 | Uta Mesivta of Kiryas Joel | NY | Private nonprofit | 2,957 | 0.0% | Pell 87.4% |
| 12 | Hillsdale College | MI | Private nonprofit | 1,573 | 0.0% | Pell 0.0% |
| 13 | Yeshivath Viznitz | NY | Private nonprofit | 1,159 | 0.0% | Pell 92.8% |
| 14 | Escuela de Artes Plasticas y Diseno de Puerto Rico | PR | Public | 466 | 0.0% | Pell 78.1% |
| 15 | United Talmudical Seminary | NY | Private nonprofit | 2,241 | 0.0% | Pell 87.4% |
| 16 | New Saint Andrews College | ID | Private nonprofit | 305 | 0.0% | Pell 0.0% |
| 17 | College of the Ozarks | MO | Private nonprofit | 1,444 | 0.0% | Pell 49.2% |
| 18 | Mesivta Torah Vodaath Rabbinical Seminary | NY | Private nonprofit | 399 | 0.0% | Pell 58.8% |
| 19 | Reach University | CA | Private nonprofit | 1,946 | 0.0% | Pell 62.8% |
| 20 | American College of Education | IN | Private for-profit | 359 | 0.0% | Pell 0.0% |
| 21 | Talmudical Seminary of Bobov | NY | Private nonprofit | 602 | 0.0% | Pell 96.9% |
| 22 | Central Yeshiva Tomchei Tmimim Lubavitz | NY | Private nonprofit | 863 | 0.0% | Pell 63.9% |
| 23 | Institute of American Indian and Alaska Native Culture and Arts Development | NM | Public | 334 | 0.0% | Pell 22.5% |
| 24 | Talmudical Seminary Oholei Torah | NY | Private nonprofit | 400 | 0.0% | Pell 64.6% |
| 25 | Rabbinical College Bobover Yeshiva Bnei Zion | NY | Private nonprofit | 473 | 0.0% | Pell 89.5% |
| 26 | Be'er Yaakov Talmudic Seminary | NY | Private nonprofit | 765 | 0.0% | Pell 92.2% |
| 27 | Beth Medrash Govoha | NJ | Private nonprofit | 4,027 | 0.0% | Pell 74.5% |
| 28 | Grove City College | PA | Private nonprofit | 2,216 | 0.0% | Pell 0.0% |
| 29 | Rabbinical Seminary of America | NY | Private nonprofit | 397 | 0.0% | Pell 16.4% |
| 30 | University of Puerto Rico at Cayey | PR | Public | 2,069 | 0.4% | Pell 75.9% |
| 31 | Princeton University | NJ | Private nonprofit | 5,709 | 2.0% | Pell 19.2% |
| 32 | University of Puerto Rico-Arecibo | PR | Public | 2,669 | 3.3% | Pell 89.0% |
| 33 | University of Puerto Rico-Carolina | PR | Public | 2,404 | 3.4% | Pell 76.0% |
| 34 | University of Puerto Rico-Humacao | PR | Public | 2,529 | 3.8% | Pell 80.6% |
| 35 | University of Puerto Rico | PR | Public | 2,851 | 4.0% | Pell 86.9% |
| 36 | California Institute of Technology | CA | Private nonprofit | 987 | 4.3% | Pell 18.0% |
| 37 | Harvard University | MA | Private nonprofit | 7,601 | 4.4% | Pell 16.4% |
| 38 | University of Chicago | IL | Private nonprofit | 7,569 | 4.7% | Pell 15.3% |
| 39 | University of Puerto Rico-Rio Piedras | PR | Public | 8,572 | 4.7% | Pell 66.5% |
| 40 | Williams College | MA | Private nonprofit | 2,076 | 4.8% | Pell 17.6% |
| 41 | CUNY New York City College of Technology | NY | Public | 13,580 | 5.2% | Pell 55.1% |
| 42 | Yale University | CT | Private nonprofit | 6,758 | 5.4% | Pell 20.4% |
| 43 | United States Merchant Marine Academy | NY | Public | 962 | 6.0% | Pell 7.8% |
| 44 | University of Puerto Rico-Aguadilla | PR | Public | 1,883 | 6.1% | Pell 82.6% |
| 45 | Westcliff University | CA | Private for-profit | 2,363 | 6.1% | Pell 6.0% |
| 46 | Stanford University | CA | Private nonprofit | 7,554 | 6.2% | Pell 19.2% |
| 47 | CUNY York College | NY | Public | 4,345 | 6.2% | Pell 40.1% |
| 48 | Atlantic University | PR | Private nonprofit | 1,451 | 6.3% | Pell 84.5% |
| 49 | Rice University | TX | Private nonprofit | 4,776 | 6.5% | Pell 17.0% |
| 50 | Massachusetts Institute of Technology | MA | Private nonprofit | 4,535 | 6.7% | Pell 19.3% |
| 51 | CUNY Brooklyn College | NY | Public | 10,543 | 6.7% | Pell 57.0% |
| 52 | CUNY Hunter College | NY | Public | 16,289 | 6.7% | Pell 55.9% |
| 53 | Brigham Young University-Hawaii | HI | Private nonprofit | 2,889 | 7.3% | Pell 15.1% |
| 54 | Berea College | KY | Private nonprofit | 1,513 | 7.6% | Pell 83.7% |
| 55 | University of Puerto Rico at Ponce | PR | Public | 2,278 | 7.8% | Pell 82.6% |
| 56 | CUNY John Jay College of Criminal Justice | NY | Public | 11,590 | 8.1% | Pell 59.8% |
| 57 | CUNY Queens College | NY | Public | 12,550 | 8.3% | Pell 47.2% |
| 58 | Amherst College | MA | Private nonprofit | 1,911 | 8.4% | Pell 19.8% |
| 59 | Bowdoin College | ME | Private nonprofit | 1,873 | 8.4% | Pell 17.3% |
| 60 | Hult International Business School | MA | Private nonprofit | 618 | 8.5% | Pell 7.3% |
| 61 | University of Puerto Rico-Mayaguez | PR | Public | 9,539 | 8.5% | Pell 64.9% |
| 62 | Colby College | ME | Private nonprofit | 2,407 | 8.5% | Pell 14.3% |
| 63 | Davidson College | NC | Private nonprofit | 1,867 | 8.7% | Pell 17.6% |
| 64 | University of Akron Wayne College | OH | Public | 457 | 8.9% | Pell 12.5% |
| 65 | Haverford College | PA | Private nonprofit | 1,430 | 9.1% | Pell 15.4% |
| 66 | Johns Hopkins University | MD | Private nonprofit | 5,693 | 9.3% | Pell 19.5% |
| 67 | Pomona College | CA | Private nonprofit | 1,666 | 9.4% | Pell 19.5% |
| 68 | Vanderbilt University | TN | Private nonprofit | 7,208 | 9.6% | Pell 20.2% |
| 69 | Brown University | RI | Private nonprofit | 7,226 | 9.6% | Pell 13.8% |
| 70 | University of Pennsylvania | PA | Private nonprofit | 10,650 | 9.7% | Pell 16.5% |
| 71 | Embry-Riddle Aeronautical University-Worldwide | FL | Private nonprofit | 9,139 | 10.0% | Pell 25.5% |
| 72 | Aspen University | AZ | Private for-profit | 1,466 | 10.1% | Pell 9.8% |
| 73 | College of Staten Island CUNY | NY | Public | 9,657 | 10.4% | Pell 49.6% |
| 74 | CUNY Medgar Evers College | NY | Public | 3,233 | 10.4% | Pell 56.3% |
| 75 | Emory University | GA | Private nonprofit | 7,298 | 10.6% | Pell 18.2% |
| 76 | Swarthmore College | PA | Private nonprofit | 1,613 | 10.6% | Pell 19.5% |
| 77 | Inter American University of Puerto Rico-Barranquitas | PR | Private nonprofit | 937 | 10.7% | Pell 88.4% |
| 78 | University of Florida | FL | Public | 35,629 | 10.7% | Pell 21.7% |
| 79 | Puerto Rico Conservatory of Music | PR | Public | 307 | 10.7% | Pell 61.7% |
| 80 | Brigham Young University | UT | Private nonprofit | 32,952 | 10.8% | Pell 32.1% |
| 81 | CUNY City College | NY | Public | 12,505 | 11.1% | Pell 60.5% |
| 82 | CUNY Bernard M Baruch College | NY | Public | 16,154 | 11.1% | Pell 56.9% |
| 83 | Inter American University of Puerto Rico-San German | PR | Private nonprofit | 2,569 | 11.6% | Pell 83.0% |
| 84 | CUNY Lehman College | NY | Public | 10,696 | 11.7% | Pell 59.9% |
| 85 | Ohio University-Lancaster Campus | OH | Public | 691 | 11.7% | Pell 11.8% |
| 86 | Washington University in St Louis | MO | Private nonprofit | 7,857 | 11.8% | Pell 17.8% |
| 87 | City University of Seattle | WA | Private nonprofit | 1,137 | 11.9% | Pell 10.7% |
| 88 | Inter American University of Puerto Rico-Fajardo | PR | Private nonprofit | 1,072 | 11.9% | Pell 82.7% |
| 89 | Dartmouth College | NH | Private nonprofit | 4,541 | 12.0% | Pell 14.3% |
| 90 | American Public University System | WV | Private for-profit | 40,074 | 12.2% | Pell 24.6% |
| 91 | Colgate University | NY | Private nonprofit | 3,180 | 12.3% | Pell 12.5% |
| 92 | Inter American University of Puerto Rico-Aguadilla | PR | Private nonprofit | 2,906 | 12.3% | Pell 82.8% |
| 93 | University of Florida-Online | FL | Public | 4,627 | 12.4% | Pell 21.8% |
| 94 | University of Guam | GU | Public | 2,515 | 12.5% | Pell 45.3% |
| 95 | Grinnell College | IA | Private nonprofit | 1,729 | 12.7% | Pell 17.9% |
| 96 | Nevada State University | NV | Public | 3,762 | 12.8% | Pell 22.8% |
| 97 | University of North Carolina at Chapel Hill | NC | Public | 20,752 | 13.1% | Pell 20.0% |
| 98 | Inter American University of Puerto Rico-Bayamon | PR | Private nonprofit | 3,476 | 13.2% | Pell 80.1% |
| 99 | Duke University | NC | Private nonprofit | 6,442 | 13.6% | Pell 14.0% |
| 100 | Point University | GA | Private nonprofit | 1,996 | 13.7% | Pell 24.7% |