Lowest debt-to-earnings ratio (median debt ÷ six-year…

Method notes

Underlying institution file: EDsmart Data processed College Scorecard extract merged to IPEDS 2023 directory for HBCU and Carnegie fields.
ROI column matches the processed college_roi_rankings series in this site build; see College Scorecard ROI methodology.
School profile links use generated slugs; not every campus has a published profile page yet—use the Scorecard site as fallback.

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Leaderboard

Rank	Institution	State	Control	Enrollment	Primary metric	Also see
1	United States Merchant Marine Academy	NY	Public	962	0.091	Debt $8,833 · 6yr $96,770
2	Berea College	KY	Private nonprofit	1,513	0.101	Debt $3,591 · 6yr $35,676
3	Massachusetts Institute of Technology	MA	Private nonprofit	4,535	0.112	Debt $14,768 · 6yr $131,633
4	Stanford University	CA	Private nonprofit	7,554	0.117	Debt $12,000 · 6yr $102,887
5	Princeton University	NJ	Private nonprofit	5,709	0.118	Debt $10,320 · 6yr $87,815
6	Johns Hopkins University	MD	Private nonprofit	5,693	0.119	Debt $10,250 · 6yr $86,306
7	Rice University	TX	Private nonprofit	4,776	0.138	Debt $11,000 · 6yr $79,751
8	Harvard University	MA	Private nonprofit	7,601	0.141	Debt $14,000 · 6yr $99,572
9	Brown University	RI	Private nonprofit	7,226	0.144	Debt $11,428 · 6yr $79,131
10	Samuel Merritt University	CA	Private nonprofit	718	0.145	Debt $20,825 · 6yr $143,353
11	Texas Tech University Health Sciences Center	TX	Public	1,482	0.146	Debt $12,268 · 6yr $84,007
12	The University of Texas Health Science Center at Houston	TX	Public	465	0.146	Debt $13,063 · 6yr $89,371
13	Duke University	NC	Private nonprofit	6,442	0.152	Debt $13,000 · 6yr $85,792
14	Wellesley College	MA	Private nonprofit	2,300	0.152	Debt $10,000 · 6yr $65,961
15	University of Health Sciences and Pharmacy in St. Louis	MO	Private nonprofit	337	0.153	Debt $17,755 · 6yr $116,360
16	North American University	TX	Private nonprofit	609	0.153	Debt $4,925 · 6yr $32,221
17	Claremont McKenna College	CA	Private nonprofit	1,388	0.154	Debt $13,500 · 6yr $87,603
18	Yale University	CT	Private nonprofit	6,758	0.159	Debt $12,975 · 6yr $81,765
19	Cornell University	NY	Private nonprofit	15,995	0.159	Debt $14,000 · 6yr $87,830
20	Western Governors University	UT	Private nonprofit	155,088	0.160	Debt $11,116 · 6yr $69,572
21	The University of Texas Medical Branch at Galveston	TX	Public	545	0.162	Debt $13,396 · 6yr $82,535
22	Oregon Health & Science University	OR	Public	836	0.167	Debt $16,625 · 6yr $99,818
23	Albizu University-San Juan	PR	Private nonprofit	728	0.171	Debt $5,500 · 6yr $32,168
24	The University of Texas MD Anderson Cancer Center	TX	Public	334	0.171	Debt $12,500 · 6yr $72,924
25	University of California-Berkeley	CA	Public	33,068	0.174	Debt $13,000 · 6yr $74,919
26	University of Pennsylvania	PA	Private nonprofit	10,650	0.174	Debt $15,715 · 6yr $90,555
27	Williams College	MA	Private nonprofit	2,076	0.178	Debt $12,761 · 6yr $71,754
28	University of Maryland Baltimore	MD	Public	958	0.181	Debt $15,000 · 6yr $82,754
29	The University of Tennessee Health Science Center	TN	Public	394	0.182	Debt $12,500 · 6yr $68,668
30	CUNY Graduate School and University Center	NY	Public	3,254	0.183	Debt $12,584 · 6yr $68,616
31	Florida Polytechnic University	FL	Public	1,689	0.184	Debt $14,250 · 6yr $77,545
32	Franklin W Olin College of Engineering	MA	Private nonprofit	377	0.185	Debt $19,500 · 6yr $105,483
33	University of Chicago	IL	Private nonprofit	7,569	0.185	Debt $15,000 · 6yr $80,870
34	Georgetown University	DC	Private nonprofit	7,569	0.186	Debt $15,500 · 6yr $83,222
35	CUNY Bernard M Baruch College	NY	Public	16,154	0.187	Debt $11,512 · 6yr $61,542
36	Brigham Young University	UT	Private nonprofit	32,952	0.189	Debt $11,069 · 6yr $58,450
37	Vanderbilt University	TN	Private nonprofit	7,208	0.189	Debt $14,000 · 6yr $73,909
38	Thomas Edison State University	NJ	Public	6,707	0.191	Debt $12,500 · 6yr $65,570
39	Medical University of South Carolina	SC	Public	303	0.193	Debt $15,000 · 6yr $77,677
40	Pomona College	CA	Private nonprofit	1,666	0.194	Debt $11,782 · 6yr $60,850
41	Northwestern University	IL	Private nonprofit	9,201	0.195	Debt $15,000 · 6yr $76,844
42	Scripps College	CA	Private nonprofit	1,113	0.198	Debt $13,500 · 6yr $68,027
43	Lafayette College	PA	Private nonprofit	2,757	0.198	Debt $16,000 · 6yr $80,614
44	Mount Sinai Phillips School of Nursing	NY	Private nonprofit	311	0.199	Debt $19,750 · 6yr $99,344
45	The University of Texas Health Science Center at San Antonio	TX	Public	930	0.203	Debt $15,000 · 6yr $73,887
46	Carnegie Mellon University	PA	Private nonprofit	7,304	0.206	Debt $21,750 · 6yr $105,360
47	Santa Clara University	CA	Private nonprofit	6,552	0.210	Debt $19,162 · 6yr $91,198
48	University of Arkansas for Medical Sciences	AR	Public	1,571	0.211	Debt $14,000 · 6yr $66,491
49	Dartmouth College	NH	Private nonprofit	4,541	0.212	Debt $17,500 · 6yr $82,541
50	CUNY Queens College	NY	Public	12,550	0.212	Debt $10,298 · 6yr $48,548
51	University of Nebraska Medical Center	NE	Public	938	0.213	Debt $15,000 · 6yr $70,417
52	CUNY Lehman College	NY	Public	10,696	0.214	Debt $10,950 · 6yr $51,067
53	Excelsior University	NY	Private nonprofit	11,550	0.216	Debt $13,769 · 6yr $63,796
54	Harvey Mudd College	CA	Private nonprofit	921	0.217	Debt $25,000 · 6yr $115,107
55	CUNY Hunter College	NY	Public	16,289	0.218	Debt $11,000 · 6yr $50,414
56	CUNY John Jay College of Criminal Justice	NY	Public	11,590	0.219	Debt $11,000 · 6yr $50,293
57	Babson College	MA	Private nonprofit	2,728	0.219	Debt $20,000 · 6yr $91,354
58	Amherst College	MA	Private nonprofit	1,911	0.220	Debt $13,740 · 6yr $62,537
59	University of Notre Dame	IN	Private nonprofit	8,818	0.220	Debt $19,000 · 6yr $86,210
60	Boricua College	NY	Private nonprofit	391	0.221	Debt $6,733 · 6yr $30,398
61	Boston College	MA	Private nonprofit	10,085	0.222	Debt $19,000 · 6yr $85,717
62	University of California-Davis	CA	Public	32,253	0.222	Debt $13,000 · 6yr $58,461
63	Washington University in St Louis	MO	Private nonprofit	7,857	0.224	Debt $17,500 · 6yr $78,073
64	Albany College of Pharmacy and Health Sciences	NY	Private nonprofit	481	0.226	Debt $25,500 · 6yr $112,685
65	SUNY College of Environmental Science and Forestry	NY	Public	1,839	0.228	Debt $11,000 · 6yr $48,327
66	University of Puerto Rico at Cayey	PR	Public	2,069	0.229	Debt $5,000 · 6yr $21,819
67	Thomas Jefferson University	PA	Private nonprofit	3,755	0.229	Debt $14,744 · 6yr $64,335
68	University of Puerto Rico-Arecibo	PR	Public	2,669	0.230	Debt $4,500 · 6yr $19,546
69	Colgate University	NY	Private nonprofit	3,180	0.231	Debt $15,000 · 6yr $64,949
70	University of Washington-Seattle Campus	WA	Public	31,942	0.232	Debt $14,615 · 6yr $62,979
71	University of Washington-Tacoma Campus	WA	Public	4,185	0.232	Debt $14,615 · 6yr $62,979
72	University of Washington-Bothell Campus	WA	Public	5,457	0.232	Debt $14,615 · 6yr $62,979
73	Barnes-Jewish College Goldfarb School of Nursing	MO	Private nonprofit	446	0.233	Debt $16,750 · 6yr $71,761
74	University of California-San Diego	CA	Public	34,948	0.236	Debt $15,500 · 6yr $65,669
75	Loma Linda University	CA	Private nonprofit	909	0.236	Debt $20,854 · 6yr $88,185
76	University of California-Los Angeles	CA	Public	33,475	0.237	Debt $14,000 · 6yr $59,063
77	Tufts University	MA	Private nonprofit	7,061	0.238	Debt $16,250 · 6yr $68,337
78	CUNY York College	NY	Public	4,345	0.238	Debt $11,000 · 6yr $46,148
79	Brigham Young University-Hawaii	HI	Private nonprofit	2,889	0.239	Debt $9,413 · 6yr $39,316
80	San Jose State University	CA	Public	27,601	0.240	Debt $15,000 · 6yr $62,448
81	Bates College	ME	Private nonprofit	1,760	0.241	Debt $14,275 · 6yr $59,202
82	University of Southern California	CA	Private nonprofit	20,443	0.242	Debt $18,000 · 6yr $74,461
83	University of Virginia-Main Campus	VA	Public	17,597	0.242	Debt $17,500 · 6yr $72,359
84	Middlebury College	VT	Private nonprofit	2,738	0.242	Debt $13,857 · 6yr $57,291
85	Georgia Institute of Technology-Main Campus	GA	Public	18,785	0.242	Debt $21,672 · 6yr $89,432
86	Columbia University in the City of New York	NY	Private nonprofit	8,973	0.243	Debt $21,500 · 6yr $88,535
87	Emory University	GA	Private nonprofit	7,298	0.243	Debt $18,250 · 6yr $74,980
88	CUNY Brooklyn College	NY	Public	10,543	0.244	Debt $11,000 · 6yr $45,035
89	University of Puerto Rico-Rio Piedras	PR	Public	8,572	0.245	Debt $5,500 · 6yr $22,417
90	University of North Carolina at Chapel Hill	NC	Public	20,752	0.245	Debt $14,000 · 6yr $57,057
91	University of Puerto Rico at Ponce	PR	Public	2,278	0.245	Debt $5,500 · 6yr $22,404
92	University of Puerto Rico	PR	Public	2,851	0.246	Debt $5,500 · 6yr $22,382
93	University of California-Santa Barbara	CA	Public	23,113	0.246	Debt $13,993 · 6yr $56,852
94	University of Puerto Rico-Carolina	PR	Public	2,404	0.246	Debt $5,500 · 6yr $22,317
95	Lehigh University	PA	Private nonprofit	5,898	0.247	Debt $21,960 · 6yr $88,810
96	Chamberlain University-Michigan	MI	Private for-profit	629	0.247	Debt $20,919 · 6yr $84,533
97	Chamberlain University-Georgia	GA	Private for-profit	1,940	0.247	Debt $20,919 · 6yr $84,533
98	Chamberlain University-Texas	TX	Private for-profit	2,270	0.247	Debt $20,919 · 6yr $84,533
99	Chamberlain University-Virginia	VA	Private for-profit	557	0.247	Debt $20,919 · 6yr $84,533
100	Chamberlain University-New Jersey	NJ	Private for-profit	1,226	0.247	Debt $20,919 · 6yr $84,533